Budget
A budget anchored to payday
Budget periods follow your payroll schedule, line items edit like a spreadsheet, and next month starts as a clone of this one. The monthly review assistant flags what needs attention.
Import
Upload transactions to track spending
Import CSV or OFX from any bank, or paste straight from a spreadsheet. Duplicates are skipped, pending and upcoming transactions are matched, and categories are assigned automatically.
Cash flow
See the budget trending, not just today
Forecast the whole period, not just today — set the budget's end date and fold upcoming transactions into the plan. Cash Flow and Spending insight reports cover the longer trend.
Snapshots
Flexible spending at a glance
Save a snapshot of the categories that vary most — groceries, dining, fuel — and check it weekly without rebuilding the filter each time.
Scheduling
Bills and paychecks schedule themselves
Recurring templates for monthly, weekly, and yearly bills seed upcoming transactions automatically, so payday forecasts include what is still to come.
Transactions
Splits and transfers that carry their context
Split one purchase across categories, and link transfers between accounts — the ledger shows every split part and the paired transfer leg right under each row.
Review
The monthly check-in, already written
Budget Review explains the numbers for you — safe-to-spend until payday, emergency fund, savings rate, recurring charges, and FI outlook as readable cards.
Plan Ahead
Know your FI number
Your financial independence target with compound growth projections, moving as you log transactions — not as you remember to update a sheet.