Generated Sep 16, 2026 · Data as of Sep 29, 2026

Income covered every dollar this period — spending stayed mostly within plan.

How much can I safely spend until next payday?

Looking good

Set the end date and fold upcoming transactions into the plan; safe-to-spend recomputes as imports land.

  • Scheduled transactions may be missing. Check upcoming transactions before spending.
Safe to spend
$736.24
Next payday
Sep 25, 2026
Upcoming outflows
-$1,180.40

  • Upcoming outflows are already included in the calculation.

    Upcoming through Sep 29 — rent, internet, and the scheduled transfer.

Am I keeping enough cash for emergencies?

Steady

Reserves cover more than five months of essential spending — comfortable against a one-month target.

Reserves
$9,842.10
Months covered
5.2 months
Planned debt payments
-$1,280.00

How much am I really saving?

Worth a look

Saving continues to outpace the six-month baseline even after the insurance renewal.

Saved this period
$1,069.46
Rate this period
21.6%
Previous six months
18.9%

Gnarly explains your numbers; it doesn't give financial advice. Calculations are based on your transactions and budget.