Insights
Budget Insights
Practical guides, data-driven analysis, and actionable tips to help you take charge of your money.
Learn moreBudget Planning
A zero-based "every-dollar-has-a-job" workflow that clones the prior month's line items, giving you a ready-made skeleton each cycle while preserving full control.
Complete Privacy
No ads. No data selling. No third-party access. Your financial data stays yours, always.
Manual Transaction Import
Import transactions from your bank's CSV files, paste tab-separated data from spreadsheets, or upload OFX. No bank connections, no third-party access—you control exactly what data is imported.
Flexible Transaction Management
Split transactions, inter-account transfers, recurring-bill templates, and a "forecast-through" view that merges upcoming payments with actual spend.
Automatic Categorization
Transparent TagMatcher rules (contains, equals) that learn your patterns but stay fully editable—automation that never overrides your intent.
Multi-User Account Sharing
Share accounts with family members or partners using granular access levels—View Only to monitor spending, or Manage to collaborate on transactions.
Advanced Insights & Reports
Goal dashboards that update instantly as you log transactions, period-over-period trend charts, category breakdowns, and a custom report builder that can be exported to CSV for deeper offline work.
Financial Independence Goals
Plan your path to financial independence with savings goal projections, a dedicated FI budget, and progress tracking toward your target FI Number.
Guided Onboarding
The onboarding flow walks you through importing data, setting up your first zero-based budget, and defining financial goals in minutes.